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2-4 Units, The Experts

Buy a 2-4 Unit Property

Duplexes, triplexes and fourplexes reward careful analysis. We help owner-occupants and investors find, evaluate and acquire the right property.

How it works

The buying process

A clear path from first conversation to closing.
  1. Define your strategy

    Owner-occupy one unit or buy purely as an investment? Your answer shapes financing, location and the numbers that matter.
  2. Get pre-approved

    Talk with a licensed lender about 2-4 unit programs before you shop, so you know your budget and down payment.
  3. Search & screen

    Filter by units, price, cap rate and rent. Save searches and get alerts when new properties match.
  4. Analyze the deal

    Review rents, expenses, NOI and cash flow. Use our calculators and ask for the rent roll and operating history.
  5. Offer & negotiate

    We prepare an offer that reflects the income, condition and terms that protect you, including appropriate contingencies.
  6. Due diligence & close

    Inspections, lease and estoppel review, financing and escrow. We coordinate the details through closing.

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Inventory changes often. Tell us what you're looking for and we'll keep an eye out.

Investor guidance

What experienced buyers look at

  • Verified income: actual rents and leases, not only pro forma or market-rent projections.
  • Operating expenses, including the ones sellers sometimes omit: reserves, management and turnover.
  • Net operating income, cap rate and debt service coverage at realistic financing terms.
  • Unit mix, metering, parking and laundry, which drive rentability and expenses.
  • Physical condition of shared systems and the permitted, legal unit count.
  • Local rent and tenant-protection rules that may apply to the property.

Calculators and articles are educational and provide estimates. They are not financial advice.

Resources

Financing & analysis resources

2-4 unit loans

Owner-occupied and investment loan programs explained, with a payment estimator.

Investment calculators

Cap rate, cash flow, cash-on-cash return and DSCR.

1031 exchange

Buying as replacement property? Understand the general timelines.

Market insights

Articles on rents, strategy and financing for small multifamily.

Talk with a buyer's specialist

Tell us what you're looking for: location, units, budget and timing. A specialist will follow up.

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